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Tuesday, May 26, 2009

You Can't Always Get What You Want

Posted on 11:45 AM by dividedend

Keith Richards & Mick Jagger, The Rolling Stones


Don't get me wrong, I like nice things, but am not an overly materialistic person -- and I don't like to accumulate clutter which is what would happen if I bought everything that popped into my head. At the same time, when I need something I don't hesitate to get it.


When buying a product gives me pause, it's usually because I'm tempted by a good price or feature ... but I don't necessarily need that item. I either already have something comparable, an older version, or I probably wouldn't use it very often -- but having it " just in case" is appealing.


Every winter I wear a pair of black UGG suede boots which my feet adore! They are incredibly comfortable, toasty warm and ultra stylish when paired with jeans or dresses. And boy, do they hold up. Even after five seasons, they still look terrific. But they DON'T look brand new. So when I passed a shoe store that offered my UGGs for $50 off, temptation reared its ugly head. I nearly bought them on the spot. In the end, I decided, "no," because, 1) I'm not ready to throw out the old pair, 2) I have plenty of boots, and 3) I don't need another pair (not really). It took discipline, but ultimately I saved $110 by passing on the sale.


Now I'm going through the same temptation over buying a new printer. I have a compact Hewlett Packard deskjet that sits neatly in the corner of my room. It prints beautifully, but that's all it does. Lately, I wonder if I should get an all-in-one printer. If I needed to fax, copy, scan and crank out photos frequently my decision would be an easy "yes," and I'd replace my old inkjet in a heartbeat. But the fact is, I mainly need to print. On rare occasions when I need to copy, I have a drugstore across the street that charges five cents a page. Another drugstore on the opposite corner develops photos. And, my low tech printer shows no signs of wearing out. So the dilemma is, do I get what I want "just in case?" Or save $150 plus by keeping what -- so far -- fits my needs? What kind of a buyer are you? Do you over buy? Or under buy?

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Posted in [photo: Chris Chad] boots, inkjets, printers, sales, temptation | No comments

Tuesday, May 19, 2009

Treat Yourself To One Nice Thing

Posted on 4:46 PM by dividedend
I don't wear costume jewelry. I'd much rather own a few good pieces of the real thing — even if it's just inexpensive sterling silver, or a simple gold chain — over having a dresser drawer full of designer, sometimes more costly costume jewelry.

And I hope everybody has the experience of receiving classic jewelry like 14k gold earrings for a 21st birthday, or a bracelet with precious stones to celebrate a graduation, given to you by someone who matters in your life. That's why it's the worst feeling in the world to lose a piece of jewelry. Often there's a story and sentimental value behind that neckless, so it can't easily be replaced.

Once in a while I'm even good to myself. I notice that with jewelry I'm a more modest spender and not quite as generous with myself, as I am when buying for another person. But it all works out, because that's how special people in my life are with me also.

I have a pair of cultured pearl earrings that I bought on sale at Macy's department store for $80. They may not be flawless Akoya pearls, but they are nice. They are classic ... real ... and a thing of beauty. They dress up any outfit -- and with care, they will last for decades.

So here's a pearl of wisdom. Every so often when you reach a milestone, or overcome a hardship, let yourself have one nice thing. Reward yourself for meeting a challenge with a strength and resilience you didn't know you had. It doesn't have to be a top of the line purchase, necessarily; just factor into your budget a little something you are hankering to buy. Make sure it's something that brings you happiness ... and enjoy it, because the reality is, it doesn't take long to live a life.
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Posted in [photo: Pearl Paradise] Gifts, gold, jewelry, pearls, silver | No comments

Tuesday, May 12, 2009

You Are What You Eat

Posted on 8:21 AM by dividedend

Good nutrition builds body cells, keeps us healthy and helps us stay mentally alert. With spring here and summer fast approaching, it's the perfect time to add healthy foods, including an assortment of fruits and vegetables to your diet. The price is right, and you can afford to be adventurous. Have fun mixing it up. Eat a variety of colors and experiment with new recipes.

Recently I tried making homemade tomato sauce. It was nearly as convenient as opening a jar, and I thought tasted better and fresher without the unnecessary preservatives -- with names I can't even pronounce.

Then I wanted a cool, sweet treat, so I threw blueberries and skim milk into a blender and added sweetener to get a refreshing, low fat - high protein smoothie. It's cheaper than ice cream, good for you and delicious. (You may not want to give up ice cream entirely; just reserve it as a special treat.)

Both recipes are keepers. See if you agree:

Homemade Tomato Sauce
2 28 oz cans tomatoes, one can crushed and the other whole
Extra virgin olive oil for sautéing onions and vegetables in a skillet --
1 medium onion, diced and sautéed
2 or 3 mushrooms, sliced and sautéed
1 bay leaf
2 beef billion cubes
1 teaspoon oregano [all the spices to taste]
1 tablespoon basil
1 teaspoon garlic
1/4 teaspoon red pepper flakes
Optional:
Add any, or all the following to the tomato sauce --
1/2 teaspoon sugar, or 1/2 envelope slender for flavor, if desired
1 small green pepper, diced and sautéed
1 small zucchini, diced and sautéed
Separately, brown and add up to 1 lb lean ground beef

Throw the above into a large pot, bring to a boil and simmer for 15 minutes. Pour over cooked pasta of your choice. Makes 6 servings.

Berry Smoothie
Drop into a blender:
1 cup skim milk
Choose one: 1/3 cup frozen strawberries, or 1/3 cup frozen blueberries, or use fresh berries and 2 ice cubes
2 teaspoons sugar, or 2 packages slender

Blend for a minute, or until smooth. Pour into a tall glass. Makes one serving, so multiply for the number of servings needed. Enjoy!
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Posted in [photo: flickr] blueberries, cooking, food, low fat, milk, pasta, smoothies, spaghetti, strawberries, tomato sauce | No comments

Wednesday, May 6, 2009

Great Gifts For Mom And Everyone Else

Posted on 3:49 PM by dividedend



For natural beauty products I count on two stores, their names so similar that folks looking for one might make the mistake of walking into the other. The Body Shop and Bath & Body Works are two separate stores with much in common. Both offer skin, body and hair care items made from pure, ultra indulgent ingredients. Both sell pretty gift sets – ideal for birthdays, special occasions and days when you just need to pamper yourself. And both give terrific discounts on spa and glamour products that are already reasonably priced – usually just when you need gifts for special occasions like Mother's Day.

Recently I received a thoughtful gift – The Body Shop's "Love Your Body" card. It comes with exclusive member-only benefits. On Thursday, the card's 10% discount increased to a whopping 25% [for one day only], so I ran in to stock up on my favorite product in the store, their Mononi Miracle Oil. It's a great after bath moisturizer and ends-of-hair treatment. I was given my membership card along with a gift certificate – the perfect combination to make someone feel like a VIP. The Body Shop also has top notch makeup. Rich in pigments, colors last all day.

At Bath & Body Works the inventory is enormous! Whether you buy fragrances, skin care, or accessories, you'll get excellent quality and value. There are literally 1001 gifts to choose - including their signature body sprays, lotions and shower gels, soft micro-terry loungewear, self-heating gloves and booties, plus blends of aromatherapy oils, shea butters and candles. Brand new this year is a lovely "garden in a pail.'' You can select a mix of snapdragon, petunia and marigold, or bring home indoor sunflowers, or choose parsley, basil and chives. You simply can't go wrong with either store for finding the perfect gift. And while you look, be sure to pick up a tiny indulgence for yourself.
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Posted in [photo: Bath And Body Works] aromatherapy, body cream, father's Day, fragrance, Gifts, make up, mother's day, skin care, wellness products | No comments
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  • book: "Healthy Aging" by Dr. Andrew Weil
  • books
  • botanicals
  • bottom
  • bottom - americaspodiatrist.com]
  • Bottom - Newport News]
  • bottom - Royers Round Top Cafe]
  • bottom - Softpedia]
  • bottom Gucci shoe-voi.com.au
  • bottom photo: Landsend] boots
  • bottom-Ben Mills]
  • bottom-DC Comics]
  • bottom-newenglandfineliving]
  • bottom-omastk.com]
  • bottom-Saltworks]
  • bottom-sciencedaily]
  • bottom-TMZ]
  • bottom: hammacher]
  • bottom: Hotel Sacher]
  • bottom: O'Charley's]
  • Bourjois
  • bread.
  • breakfast
  • Bruno Tonioli
  • budget
  • burgers
  • butternut squash
  • C9 by Champion
  • cake
  • California 37
  • Camilean Heel
  • canberries
  • candy
  • candy corn
  • caramel pie
  • carrot cake
  • Carter's bodysuits for newborns
  • celebrations
  • celery
  • Cell Phone Buddies
  • Chanel
  • Chanel LA-Paris Palette
  • change
  • Charlie Dick
  • chicken
  • chocolate
  • chocolate cheesecake
  • chocolate cupcakes
  • chocolate peanut butter bars
  • Christina Zilber
  • Christmas
  • Christmas at Rockefeller Center: Saks Fifth Avenue
  • Christmas gifts
  • Christmas music
  • cinnamon streusel coffee cake
  • clothes
  • clutter
  • Coco Chanel-website
  • cocoa
  • cocoa bean
  • coctails
  • colds
  • colored jeans
  • Community Gardens
  • Community Supported Agriculture
  • computers
  • conditioner
  • cookies
  • cooking
  • cookware
  • copycat recipes
  • cosmeceutical
  • cosmetics
  • cotton
  • country
  • Country Bread
  • country store
  • cowl
  • cranberries
  • cranberry preserves
  • CSA's
  • Cube Organizers
  • cupid
  • curiousity rover
  • curly hair; shampoo
  • Curly hair: Unknown-TBA]. beauty
  • custard
  • cyber shopping
  • Dave Thomas
  • DC
  • decor
  • decorate
  • Denmark
  • Dental care
  • dessert
  • desserts
  • diamonds
  • diamonds-stock
  • dogs
  • dollar stores
  • Don Everly
  • down
  • down comforters
  • Down In The Willow Garden
  • Downton Abbey
  • Dr. Mehmet Oz
  • Dr. Oz
  • Dracula
  • drama
  • dresses
  • drugstore
  • drugstore beauty buys
  • Duchess of Cambridge
  • Duck Dynasty
  • dumbbells
  • dutch oven
  • ear jackets
  • Earl Scruggs
  • Earth Day
  • Easter
  • eatable gifts
  • eating
  • eggnog
  • eggs
  • Eklektikon
  • electronics
  • Ellen Degeneres
  • Emma Lovell
  • entertainment
  • entertainment; music; summer
  • essential oils
  • Everly Brothers
  • except ebay logo: Life and BID: Squidoo]
  • except George C and Stacy K courtesy of EW]
  • exercise
  • Exerpeutic 400XL stationary bike
  • eyeglasses
  • face serum
  • fair trade
  • fall
  • fall wardrobe
  • Fantom GreenDrive
  • Farmhouse Fresh Goods
  • fashion
  • father's Day
  • fathers
  • finishing salt
  • fit and flare style
  • flat feet
  • fleece
  • floor plan
  • flowers
  • flu
  • food
  • fragrance
  • frames
  • Free FedEx Shipping
  • free samples
  • french fries
  • friends
  • fruit
  • fun
  • gadgets
  • Game Of Thornes
  • gardens
  • George Jones
  • George Michael
  • Georgetown
  • Gerry Rafferty
  • getting fit
  • gift baskets
  • gift certificates
  • gift sets
  • Gifts
  • ginger
  • Givenchy by Riccardo Tisci
  • glass jugs
  • gold
  • Goose Down Coat
  • gourmet salt
  • grammer
  • green
  • Greenmarkets
  • Greenwich Village
  • Guilty Pleasure Songs
  • Gwyneth Paltrow
  • hair
  • hair care
  • Halloween
  • Hallowen
  • ham
  • handmade soap
  • Hank Williams
  • Hanukkah gifts
  • Happy Anniversary
  • Happy Birthday
  • Happy New Years
  • health
  • health. sunscreen
  • healthy eating
  • heath
  • herbs
  • high arches
  • Hipknoties
  • history
  • holiday
  • holiday gifts
  • holidays
  • home
  • Home and Entertainment
  • homemade granola
  • horror
  • how to make one cupcake
  • how to make two cupcakes
  • HRH Catherine
  • Hudson Valley Seed Library
  • humanity
  • humor
  • In Defense Of Food
  • inkjets
  • Insurance
  • InvisibleHand
  • ipads
  • Italian
  • Jack-o-lanterns: 663highland]
  • Jamie Oliver
  • Jan Howard
  • jeans-fashionbeans] fashion
  • jewelry
  • jingle balls-yuma.az.gov] Christmas
  • Joan Osborne
  • John Mellencamp
  • Johnny Rivers
  • jokes
  • Jonathan Rhys Meyers
  • Jouer
  • Journey
  • Jr.
  • juices
  • Kate Middleton
  • Kate Moss
  • Kenny Ortega
  • KNO Clothing
  • L'Oreal
  • L'Oreal's Revitalift Miracle Blur
  • Laduree Macaroons
  • Lancome Pure Focus T-Zone Powder Gel
  • Lands' End
  • Landsend
  • laptops
  • Laura and Lydia Rogers
  • Lavender lotion
  • leggings
  • lenses
  • Lent
  • Liberty of London
  • lipstick
  • Live Aid (1985)
  • London
  • lotion
  • Louisvillle
  • Love
  • Loveless Cafe
  • low arches
  • low fat
  • Lyme disease
  • Macy's
  • magazines
  • Mahalia Jackson
  • make up
  • make-up
  • makeup
  • Makeup: Nars
  • manager specials
  • margaritas
  • Mark Lindsay
  • Mark Oldman
  • Marvin Gaye
  • mat
  • MC Hammer-TVGuide]
  • medicine
  • medium arches
  • Memphis
  • Merona
  • Michael Jackson
  • Michael Pollan
  • Michael Stipe
  • Michael Symon
  • Mickey's Funnies
  • micro units
  • middle-epicurejenn]
  • middle-herbgarden.com
  • migraine
  • Mike Colameco
  • milk
  • miso soup
  • Mobile Computer Cart
  • Model: putonyourlipstick] Beauty
  • moisterizer
  • moisturizer
  • Moisturizers
  • monster cookies
  • Mossimo
  • mother's day
  • movie
  • movies
  • Museum Mile
  • music
  • nail polish
  • NASA
  • Nashville
  • National Geographic]
  • natural cleaners
  • natural immunity boosters
  • necklaces
  • New York
  • news
  • Nordstrom
  • Nordstroms
  • nutrition
  • Obama signing bill-washingtonindependent]
  • Old Navy
  • olive oil
  • onions
  • online shopping
  • Oprah
  • Oral hygiene
  • oranges
  • organic
  • organic bath and body products
  • Origins
  • Oscar Fashion 2012
  • Oscar Party
  • Oscars
  • other photos: wallpaper images]
  • outdoors
  • Outlast
  • outlet shopping
  • Overstock
  • OxiClean
  • pan
  • Pantenne
  • paper goods
  • paraben free
  • party supplies
  • pasta
  • Patsy Cline
  • Paul Revere And the Raiders
  • peach cake
  • peanut butter
  • peanut butter noodles
  • pearls
  • pedometer
  • peppermint bark
  • peppermint tea
  • peppers and tomatoes: stock]
  • permethrin clothing
  • perserves
  • Pete Twonshend
  • Peter Pilotto for Target
  • pets
  • Phil Everly
  • Phillip Lim
  • Photo: top and left bottom from Lands' End; brown leather jacket from Newport News]
  • photography
  • Photos: 1-Books and ribbon-depositphotos-2-Christmastree of books-Sahaul
  • photos: top:TK
  • Photos: Ugg
  • pie
  • Pilaties
  • pinstripe-syleforum.net]
  • plant food
  • plants
  • plums
  • PoachIt
  • pomegranates
  • pop music
  • potatoes
  • Prabal Gurung
  • Prabal Gurung Target Collection
  • prevention
  • PriceGrabber
  • princess style
  • printers
  • probiotics.
  • pudding
  • pumpkin
  • purses
  • Queen
  • raincoats
  • Randy Scruggs
  • reading
  • record player
  • red
  • Red Capet
  • red carpet style
  • relaxing
  • renovation
  • retail
  • RetailMeNot
  • right-amazon] fashion
  • Riu Chiu
  • roast
  • roasting pan
  • rock and roll
  • rosé
  • Roy Clark
  • runway-Riga]
  • Russian Tea Cakes
  • Sachertorte
  • Saint Valentine's Day
  • salad
  • sales
  • salt
  • saltine crackers
  • Sam Smith
  • sample friendly stores
  • sandals
  • Sandra Bullock
  • Sangiovese
  • sauerkraut
  • sea salt
  • secret recipes
  • seltzer
  • Serendipity 3
  • serum
  • Shakti mat
  • shampoo
  • Shea Moister
  • shoes
  • shorts
  • shrug
  • silky smooth straight hair
  • silver
  • simplify your life
  • Site To Store Shipping
  • skillet
  • skin cancer awareness
  • skin care
  • skin care collections
  • sleep
  • slippers
  • smaller: blog.hotelclub.com] fish
  • smoothies
  • snood
  • snow boots
  • soap
  • sodium percarbonate
  • solar technology
  • SoulBike
  • SoulCycle
  • South African wine
  • Southern cocktails
  • spaghetti
  • spas
  • specialty item
  • specs
  • spectacles
  • sports shoes
  • spring
  • stability ball
  • stew
  • Storage
  • strawberries
  • studded clothing
  • summer
  • summer wardrobe
  • sunglasses
  • sunscreen
  • super foods
  • supermarket sales
  • sweater
  • sweet potatoes
  • swimsuits
  • swimwear
  • Target
  • teats
  • technology
  • Ted Baker
  • tees
  • teeth
  • Tego Nova Mini Portable Speaker
  • television
  • temptation
  • Thanksgiving
  • The Academy Awards
  • The Ames Brothers
  • The Dash
  • The Everly Brothers
  • The Food Revelation
  • The Funk Brothers
  • The Hunger Games
  • The Johnny Cash Show
  • The Kentucky Derby
  • The Monkees
  • The Naked Chef
  • the New Year
  • the Raiders. the Cowsills
  • The Secret Sisters
  • The Secret Sisters. Laura and Lydia Rogers
  • The Skinny Rules
  • The Sole Society
  • The South
  • The Twist Wrap Dress
  • The Who
  • TheFind
  • There'll Always Be A Christmas
  • This Is It
  • time
  • toffee
  • tomato sauce
  • tomatoes
  • Toms Shoes
  • TotalBeauty
  • tradition
  • Train
  • travel
  • traveling
  • trench coats
  • TRESemme
  • Trio
  • tuna
  • turmeric
  • Uniqlo
  • universal health
  • unplug
  • unprocessed food
  • Valentine's Day
  • vanilla
  • vanilla cupcakes
  • vegan
  • vegetables
  • vest
  • Vibram Five Fingers
  • Vince Camputo
  • vitamin D
  • vitamins
  • vodka
  • Walmart
  • Washington
  • watch
  • Watch Set
  • watches
  • watermelon
  • waterproof boots
  • Weil Products
  • wellness products
  • Wendy Thomas
  • Wendy's
  • White House Honey Ale
  • White House Honey Porter
  • Whole grains
  • Willie Nelson
  • wine
  • wine aerator
  • wool
  • workout DVDS
  • world
  • writing
  • xray-topnews
  • yoga toes
  • yogurt
  • You: The Owners Manual
  • YouTube
  • Z-Cart
  • Zac Posen
  • Zappos
  • ZZ Top

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